Personal Insurance Services
Our goal is to protect you and your family from those unexpected events by finding the right coverage at an affordable rate. If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
Our number one priority at George FJ Hill Insurance is to protect your family from any unforseen event that may be a burden to your family in the future. Our Personal lines staff is here to answer any questions you may have and research the best policy for your needs. We have access to many different options and programs to meet your needs.
We strive to build long term relationships with our clients by providing advice on which Personal Lines plan is best for them and provide the best possible customer service when you have a claim. If you have a loss or claim, it pays to know there is a company you can trust to protect you and your family. We can help you with all of your insurance needs.
For most of us, our cars are one of the biggest investments we make and to experience a loss could be financially devastating. Auto insurance can cover more than just the repairs on your vehicle.
Figuring out which coverages make sense for you can be confusing. That's why it's important to discuss your needs with a Hill Insurance agent who can recommend coverages that are right for you and help identify whether you qualify for any of the auto discounts we have available.
Depending on the coverage you choose, your insurance can:
- Cover medical expenses associated with an accident
- Pay for losses caused by underinsured or uninsured drivers
- Reimburse you for damages suffered because of vandalism, natural disasters or theft
- Pay for legal representation in case of a lawsuit
Your house is more than four walls and a roof. It can provide you with financial security. And, it's probably your biggest investment. Inside those walls are possessions and valuables that make your house a home — and those items need protection as well.
Homeowners insurance, or home insurance, compensates you for losses to your home and your possessions inside it, so purchasing a homeowners policy provides added security for your investment. Home insurance also protects you if you're legally liable for someone's injuries on your property, as well as from financial losses caused by storms, fire, theft and other events outlined in your policy.
Boats & Yachts Insurance
Watercraft insurance policies provide coverage for physical damage caused by a collision, fire, theft, windstorm, lightning, vandalism, and others. This coverage is broad and often includes machinery and auxiliary equipment, outboard motors, boat trailers and other personal property.
Additional coverages are available as well, such as Personal Effects, Boat Liability, Medical Payments and Commercial Towing and Assistance.
Condo & Renters Insurance
If you rent an apartment or own a condominium, you need insurance to protect your belongings. While your landlord or condo association might have insurance, it only protects the building. Your belongings are not covered under those policies.
There are several types of residential insurance policies. The HO-4 policy is designed for renters, while the HO-6 policy is for condo owners. They both cover losses to your personal property.
An umbrella policy is an extra layer of insurance that can pay for medical, court or other expenses you may be required to pay after basic home and car insurance policies stop. After years gathering assets from cars and homes to art and investment accounts, you might be surprised to learn that most insurance policies don't actually protect all of your belongings.
Just one lawsuit from an injury or accidental death could cost millions of dollars--enough to wipe out your savings or worse. That's why we offer comprehensive and affordable protection above your current auto and homeowners policies that secures the lifestyle you've worked hard for.
Our agency will assists you in determining the value of your fine art pieces along with jewelry and other kinds of collectibles. One of the interesting characteristics of fine art insurance is the confidentiality maintained by the insurance company.
Expert underwriters employed by the company will spend ample amounts of time pondering over the piece before suggesting singular coverage programs. Since the paradigm is teeming with competition, you will be able to obtain feasible coverage rates.