Life & Health Insurance Services
Medical costs for a serious illness or accident could cost hundreds of thousands of dollars. That’s why health insurance is just as important as insurance for your home, vehicles, businesses and other property. Whether you are looking for an individual or family health care plan, Medicare supplement, or a business owner offering health coverage to your employees, we have a plan that is right for you.
We want to make sure you don’t outlive your insurance coverage. Is there a specific need to cover ones earning power for a specific period of time to assure that a mortgage is paid, or a child’s education is funded in case of your untimely death? Or perhaps insurance is needed to complete a business buy/sell agreement. We offer simple solutions to complex problems.
The cost of medical care and the rising cost of health insurance continues to make your health insurance options a #1 priority when considering your health insurance choices. The information below may answer some of your questions about health insurance so you can make an intelligent choice at a resonable price.
There are essentially two types of health insurance plans: PPO plans (fee-for services) or HMO plans. The differences include the choice of providers, out-of-pocket costs for covered services and how bills are paid. There is no one "best" plan for everyone. Some plans are better than others for your or your family’s health care needs, but no one plan will pay for all the costs associated with your medical care.
Don't forget to ask us about our group plans for your business needs as well.
You want the world for your family, now and even when you're gone. Make sure you plan for their future. It's important you have adequate life insurance to protect them if the worst happens.
George F J Hill Insurance has life insurance plans that will help your family pay off the mortgage, send children to college or secure your spouse's retirement years should something happen unexpectedly.
We offer several life insurance policies: Term Life, Whole Life, Universal Life, Variable Life and Survivorship.
If you are unable to work due to a sickness or injury, disability income insurance can help you meet expenses and maintain your standard of living. It can help you pay bills like your mortgage, tuition and car payments, and help cover expenses for food, clothing and utilities. By replacing a portion of your income, disability income insurance can help provide financial security until you get back on your feet and return to work.
Long Term Care Insurance
If you ever have a long-term illness or chronic condition, you may require long-term care at home, in a residential care facility or nursing home. A Comprehensive Long Term Care Insurance Policy can help make sure you have the financial resources available to help cover these costs, which can be expensive.
A Comprehensive Long Term Care Insurance Policy can help you maintain your financial freedom and give you the flexibility to participate in making choices that impact your care-about the services you receive, where you receive them and who provides the care you need.